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    © 2023 North Texas Real Estate Information Systems, Inc. All rights reserved. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Sonia Comisarenco shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The database information herein is provided from and copyrighted by the North Texas Real Estate Information Systems, Inc. NTREIS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. The advertisements herein are merely indications to bid and are not offers to sell which may be accepted. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright

    Austin Board of Realtors

    The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Based on information from the Austin Board of REALTORS®. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. All data is provided "AS IS" and with all faults. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market.

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    Cómo Ahorrar para el Pago Inicial (Sin Renunciar a Todo lo Que Amas)

    Cómo Ahorrar para el Pago Inicial (Sin Renunciar a Todo lo Que Amas)

    Published 11/20/2024 | Posted by Sonia Comisarenco

    ​Impulsa tu Poder de Compra de Vivienda con un Mayor Pago Inicial

    Tu pago inicial juega un papel importante en la determinación de tu presupuesto para comprar una casa. Cuanto más hayas ahorrado, más fluido y efectivo será tu proceso de búsqueda de vivienda. Considera estas formas creativas de ahorrar para tu pago inicial:


    Reduce Tus Gastos Actuales (Aunque Sea Temporalmente)

    • Evalúa tus facturas mensuales e identifica áreas donde puedas reducir costos.
    • Compara precios de seguros de auto para asegurarte de obtener la oferta más competitiva.
    • Explora opciones para agrupar o ajustar servicios de cable e internet.
    • Comunícate con tu proveedor de servicio de teléfono móvil para verificar posibles ahorros en tu plan.
    • Revisa tus servicios de suscripción y determina si algunos pueden pausarse o cancelarse.


    Vende Posesiones que No Utilices

    • Organiza tu espacio y vende artículos que ya no uses en plataformas como Craigslist, Facebook Marketplace o en tiendas de segunda mano locales.
    • Este enfoque no solo genera dinero extra, sino que también ordena tu espacio.


    Inicia un Trabajo Adicional

    • Aprovecha tus habilidades ofreciendo servicios en línea o participando en ferias de artesanía.
    • Si no estás seguro de qué ofrecer, explora la economía de trabajos temporales con servicios como Uber Eats o TaskRabbit, que son fáciles de unirse.


    Haz que Tu Dinero Trabaje para Ti

    • Considera opciones como cuentas de ahorro de alto rendimiento, certificados de depósito u otras herramientas de inversión.
    • Aplicaciones de inversión permiten a los principiantes invertir pequeñas cantidades y hacer crecer sus ahorros con el tiempo.
    • Consulta con un asesor financiero para determinar el mejor enfoque para tus objetivos.

    ​¿Tienes Preguntas Sobre Tu Pago Inicial?

    Enviame un correo electrónico o mensaje para comenzar una conversación. Estoy aquí para apoyarte en cada paso del camino hacia la compra de tu primera o siguiente propiedad.

    ​Sonia Comisarenco, Realtor®
    Website: sonia.teamprice.com
    Email: sonia@teamprice.com
    Phone: 512.577.5208

    ​

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