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    Central Texas MLS | Four Rivers Association of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Sonia Comisarenco may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2022 All rights reserved.

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    © 2023 North Texas Real Estate Information Systems, Inc. All rights reserved. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Sonia Comisarenco shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The database information herein is provided from and copyrighted by the North Texas Real Estate Information Systems, Inc. NTREIS data may not be reproduced or redistributed and is only for people viewing this site. All information provided is deemed reliable but is not guaranteed and should be independently verified. The advertisements herein are merely indications to bid and are not offers to sell which may be accepted. All properties are subject to prior sale or withdrawal. All rights are reserved by copyright

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    The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Based on information from the Austin Board of REALTORS®. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. All data is provided "AS IS" and with all faults. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market.

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    How to Save for a Down Payment (Without Giving Up Everything You Love)

    How to Save for a Down Payment (Without Giving Up Everything You Love)

    Published 11/19/2024 | Posted by Sonia Comisarenco

    ​

    Boost Your Home-Buying Power with a Larger Down Payment

    Your down payment plays a significant role in determining your home-buying budget. The more you have saved, the smoother and more effective your house-hunting process will be. Consider these creative ways to save for a down payment:

    Reduce Your Current Expenses (Even Temporarily)

    • Evaluate your monthly bills and identify areas where costs can be reduced.

    • Compare car insurance rates to ensure you’re getting the most competitive deal.

    • Explore bundling or adjusting cable and internet services.

    • Contact your cell phone provider to check for potential savings on your plan.

    • Review subscription services and determine if any can be paused or canceled.

    Sell Unused Possessions

    • Declutter your space and sell items you no longer use on platforms like Craigslist, Facebook Marketplace, or at local second-hand stores.

    • This approach not only helps generate extra cash but also tidies up your living space.

    Start a Side Hustle

    • Leverage your skills by offering services online or participating in craft fairs.

    • If you’re unsure what to offer, explore the gig economy through services like Uber Eats or TaskRabbit, which are relatively easy to join.

    Let Your Money Work for You

    • Consider options like high-yield savings accounts, certificates of deposit, or other investment tools.

    • Investment apps such as Acorns allow beginners to invest small amounts and grow their savings over time. 
    • Consult with a financial planner to determine the best approach for your goals.

    Have Questions About Your Down Payment?

    Call, text or email me to start a conversation. I’m here to support you every step of the way on your homeownership journey.


    Sonia Comisarenco, Realtor®
    Website: sonia.teamprice.com
    Email: sonia@teamprice.com
    Phone: 512.577.5208


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