​ Boost Your Home-Buying Power with a Larger Down PaymentYour down payment plays a significant role in determining your home-buying budget. The more you have saved, the smoother and more effective your house-hunting process will be. Consider these creative ways to save for a down payment:Reduce Your Current Expenses (Even Temporarily)<ul><li style="font-family: Arial; font-size: 18px;">Evaluate your monthly bills and identify areas where costs can be reduced.</li></ul><ul><li style="font-family: Arial; font-size: 18px;">Compare car insurance rates to ensure you’re getting the most competitive deal.</li></ul><ul><li style="font-family: Arial; font-size: 18px;">Explore bundling or adjusting cable and internet services.</li></ul><ul><li style="font-family: Arial; font-size: 18px;">Contact your cell phone provider to check for potential savings on your plan.</li></ul><ul><li style="font-family: Arial; font-size: 18px;">Review subscription services and determine if any can be paused or canceled.</li></ul>Sell Unused Possessions<ul><li style="font-family: Arial; font-size: 18px;">Declutter your space and sell items you no longer use on platforms like Craigslist, Facebook Marketplace, or at local second-hand stores.</li></ul><ul><li style="font-family: Arial; font-size: 18px;">This approach not only helps generate extra cash but also tidies up your living space.</li></ul>Start a Side Hustle<ul><li style="font-family: Arial; font-size: 18px;">Leverage your skills by offering services online or participating in craft fairs.</li></ul><ul><li style="font-family: Arial; font-size: 18px;">If you’re unsure what to offer, explore the gig economy through services like Uber Eats or TaskRabbit, which are relatively easy to join.</li></ul>Let Your Money Work for You<ul><li style="font-family: Arial; font-size: 18px;">Consider options like high-yield savings accounts, certificates of deposit, or other investment tools.</li></ul><ul><li style="font-family: Arial; font-size: 18px;">Investment apps such as Acorns allow beginners to invest small amounts and grow their savings over time.&nbsp; </li><li style="font-family: Arial; font-size: 18px;">Consult with a financial planner to determine the best approach for your goals.</li></ul>Have Questions About Your Down Payment?Call, text or email me to start a conversation. I’m here to support you every step of the way on your homeownership journey. Sonia Comisarenco, Realtor<span style="box-sizing: inherit; margin: 0px; padding: 0px; border: 0px; font-weight: 400; vertical-align: baseline; background: transparent; line-height: 1.5em; -webkit-user-drag: none; overflow: visible; color: inherit; display: inline;">® Website: sonia.teamprice.com Email: sonia@teamprice.com Phone: 512.577.5208 ​

How to Save for a Down Payment (Without Giving Up Everything You Love)

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How to Save for a Down Payment (Without Giving Up Everything You Love)

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